407 E ELM StreetRED OAK, IA 51566

Single Family · 4 Beds · 1,950 Sq. ft.
$185,000 Active

407 E ELM Street Overview

Time on Site:
172 days
Visits:
5

Step into this beautifully updated two-story home offering 4 beds and 2 baths, extensively remodeled with a fresh, modern feel, highlighted by LVP flooring, fresh interior paint, and a bright, functional layout. The kitchen features an island, granite countertops, recessed lighting, and stainless-steel appliances. Big-ticket improvements are already done, too: updated electrical, updated plumbing, main floor laundry, and newer vinyl windows for added comfort and peace of mind. Basement offers potential for adding finished square footage and rough-ins are in place for a possible third bathroom. Outside, enjoy relaxing or hosting on the deck, plus plenty of storage and workspace with a 2-car detached garage and a separate storage shed. Upstairs still needs a few cosmetic finishes.

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407 E ELM Street Facts & Features

  • Type Single Family
  • Sq. ft. 1,950
  • Price/Sq.ft. $95

Details

General

Association/HOA

  • Association Fee: $0.00
  • Association: No

School Information

  • School District: Red Oak
  • Elementary School: Inman Primary
  • Middle Or Junior School: Red Oak
  • High School: Red Oak

Listing Information

  • Auction: No
  • Bank Owned?: No

Building Information

  • New Construction: No
  • Year Built: 1920

Location/Region

  • County Or Parish: MONTGOMERY
  • Located City/County: City
  • MLS Area Major: 14C
  • Subdivision Name: Not Applicable

Tax Information

  • Tax Annual Amount: $3,355.02
  • Tax Year: 2024

General Information

  • Property Sub Type: Single Family Residence
  • Property Type: A
  • Services: Electrical,Public Water,Public Sewer,Gas

Interior

Parking Information

  • Garage: Electric,Garage Door Opener,Extra Storage
  • Garage Type: Detached

Beds/Baths

  • Bathrooms Total: 2.00
  • Bedrooms Total: 4
  • Baths Above Grade: 2
  • Baths Below Grade: None
  • Bedrooms Abv Grd: 4
  • Bedrooms Blw Grd: None

Building Interior

  • Above Grade Finished Area: 1950.00
  • Basement: Full
  • Below Grade Finished Area: 1950.00
  • Dining Facilities: Eat-in Kitchen,LR/DR Combo
  • Hot Water Heater: Gas
  • Kitchen Features: Custom Cabinets,Microwave,Refrigerator,Dishwasher,Gas Range,Garbage Disposal
  • Laundry: Dryer Hookup,Washer Hookup,Main Floor,Electric Dryer Hookup
  • Lower/Tri Level: None
  • Main Level: Baths,Kitchen,Living Room,Dining
  • Second Level: Baths,Other Bedrooms,Primary Bedroom

General Information

  • Basement: Full, Unfinished
  • Cooling: Central Air, Electric
  • Fireplace Features: No
  • Heating: Forced Air, Natural Gas
  • Interior Features: Ceiling Fan(s), Sump Pumps
  • Living Area: 1950.00
  • Stories: 2.0

Exterior

Lot Information

  • Lot Features: Flat Lot, Off Street
  • Lot Size Area: Under 1/4 Acre
  • Lot Size Dimensions: .19 acres

Building Exterior/Construction

  • Architectural Style: 2 Story
  • Construction Materials: Frame
  • Roof: Composition

General Information

  • Exterior Features: Deck, Porch, Fence
  • Other Structures: None,Storage

407 E ELM Street Neighborhood

Community

51566 (RED OAK) Demographics

45
Median Age
37
Population Density (per sq. mile)
33%
College Educated
$54,455
Estimated Median Income
2,076
Estimated Total Home Owners
818
Estimated Total Renters
72% / 28%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

407 E ELM Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

407 E ELM Street Market Data

Based on the last 30 days in this zip code

$217,087
Average List Price
$117
Average Price per Square Foot
3
Properties Sold
105
Average Days on Market
39
Properties for Sale
Calculations provided by Reliance Network

407 E ELM Street History

Date Event Value Agent
5/4/2026Source: Southwest Iowa MLS Price Reduction
$185,000 -2.6%
3/12/2026Source: Southwest Iowa MLS Price Reduction
$190,000 -2.6%
2/5/2026Source: Southwest Iowa MLS Price Reduction
$195,000 -2.5%
1/9/2026Source: Southwest Iowa MLS Added to Database
January 09, 2026
Listing provided courtesy of Pegasus Realty LLC- MLS# 26-45MLS Provider